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At a glance
01. Start of operations: 1988 AD
02. Number of officers and employees: 04 people
03. National Savings Schemes:
(a) Family savings certificate- (Introduction: 2009 AD)
Value: Tk 10,000; 20,000 rupees; 50,000 rupees; 1,00,000/- 2,00,000/- 5,00,000 and Rs.10,00,000.

serial no

Name of savings scheme

Term (if passed)

prevailing rate of profit

Cumulative investment amount in all the savings schemes mentioned in steps 1-9:

15,00,000 up to Rs

30,00,000 from Rs.15,00,001

30,00,001 and above

Rescheduled Profit Rate (%)

01

Family savings certificate

At the end of the 1st year

9.50%

9.50

8.66

7.83
At the end of the 2nd year
10.00% 10.00

9.11

8.25

At the end of the 3rd year

10.50%

10.50


9.57

8.66

In the 4th year

11.00%

11.00


10.03

9.07

At the end of the 5th year

11.52%

11.52

10.50

9.50

 
In case of encashment before maturity, profit will be earned at the rate mentioned in the above table and if the excess amount is paid, the remaining principal amount will be deducted from the principal amount and adjusted.
Tax at source: 5% on total investment up to Tk 5,00,000/- (Five Lakhs) in 5-year Bangladesh Savings Paper, 3-monthly Profit Based Savings Paper and Family Savings Paper at the rate of 10% on the profit on investment above that Tax is deducted at source.

Who can buy: (a) Any Bangladeshi woman aged 18 (eighteen) and above, (b) any Bangladeshi physically challenged (male and female) and (c) Any Bangladeshi (male and female) citizen of 65 (sixty five) and above.
Upper limit of purchase: Maximum 45 (forty five) lakhs in single name.
Other benefits:
(a) Profit payable on monthly basis.
(b) Nominees can be appointed / changed and canceled.
(c) After the death of the purchaser of the savings bond, the nominee can immediately withdraw the money by encashing the savings bond or withdraw the profit as usual month to month till maturity.
Note: A maximum of Tk 50 Lakhs in single name or a maximum of Tk 1 Crore in joint names can be invested in 5 (five) year Bangladesh Savings, 3-month profit based savings and family savings.
Note: A maximum of Tk 50 Lakhs in single name or a maximum of Tk 1 Crore in joint names can be invested in 5 (five) year Bangladesh Savings, 3-month profit based savings and family savings

(b) Pensioner Savings Certificate (5-year tenure)
  Pensioner Savings Certificate (Introduction: 2004 AD)
Price: 50,000 taka; 1,00,000/- 2,00,000/- 5,00,000 and Rs.10,00,000.

serial no

Name of savings scheme

Term (if passed)

prevailing rate of profit

Cumulative investment amount in all the savings schemes mentioned in steps 1-9:

15,00,000 up to Rs

30,00,000 from Rs.15,00,001

30,00,001 and above

Rescheduled Profit Rate (%)

01

Pensioner Savings Certificate

At the end of the 1st year

9.70%

 9.70

8.87

8.04

At the end of the 2nd year

10.15%

 10.15 9.28 8.42

At the end of the 3rd year

10.65%

 10.65 9.74 8.43

In the 4th year

11.20%

 11.20 10.24 9.29

At the end of the 5th year

11.76%

 11.76 10.25 9.75 

(c) 5-Year Bangladesh Savings Paper (5-Year Tenure)
5-Year Bangladesh Savings Paper (Introduction: 1977 AD)
Price: 10 taka; 50 rupees; 100 rupees; 500 taka; 1,000 rupees; 5,000 rupees; 10,000 rupees; 25,000 rupees; 50,000 rupees; 1,00,000/- 5,00,000/- 10,00,000/- 25,00,000/-

serial no

Name of savings scheme

Term (if passed)

prevailing rate of profit

Cumulative investment amount in all the savings schemes mentioned in steps 1-9:

15,00,000 up to Rs

30,00,000 from Rs.15,00,001

30,00,001 and above

Rescheduled Profit Rate (%)

01

5-Year Bangladesh Savings Paper

At the end of the 1st year

9.35%

 9.35 8.54 7.71

At the end of the 2nd year

9.80%

 9.80

8.95

8.08

At the end of the 3rd year

10.25%

10.25

9.36

8.45

In the 4th year

10.75%

10.75

9.82

8.86

At the end of the 5th year

11.28%

11.28

10.30

9.30

 
(d) 3-Monthly Profit Based Savings Certificate (3-Year Tenure)
Quarterly Profit Based Savings Certificate (Introduction: 2004 AD)
Value: Tk 1,00,000; 2,00,000/- 5,00,000 and Rs.10,00,000.

serial no

Name of savings scheme

Term (if passed)

prevailing rate of profit

Cumulative investment amount in all the savings schemes mentioned in steps 1-9:

15,00,000 up to Rs

30,00,000 from Rs.15,00,001

30,00,001 and above

Rescheduled Profit Rate (%)

02

3-Monthly Profit Based Savings Certificate

At the end of the 1st year

10.০০%

10.০০

9.06

8.15

At the end of the 2nd year

10.50%

 10.50

9.51

8.56

At the end of the 3rd year

11.04%

 11.04

10.০০

9.০০

 
(e) Bangladesh Prize Bond: (Rs. 100 face value)