01. Start of operations: 1988 AD
02. Number of officers and employees: 04 people
03. National Savings Schemes:
(a) Family savings certificate- (Introduction: 2009 AD)
Value: Tk 10,000; 20,000 rupees; 50,000 rupees; 1,00,000/- 2,00,000/- 5,00,000 and Rs.10,00,000.
serial no |
Name of savings scheme |
Term (if passed) |
prevailing rate of profit |
Cumulative investment amount in all the savings schemes mentioned in steps 1-9: |
||
15,00,000 up to Rs |
30,00,000 from Rs.15,00,001 |
30,00,001 and above |
||||
Rescheduled Profit Rate (%) |
||||||
01 |
Family savings certificate |
At the end of the 1st year |
9.50% |
9.50 |
8.66 |
7.83 |
At the end of the 2nd year
|
10.00% | 10.00 |
9.11 |
8.25 |
||
At the end of the 3rd year |
10.50% |
10.50 |
|
8.66 |
||
In the 4th year |
11.00% |
11.00 |
|
9.07 |
||
At the end of the 5th year |
11.52% |
11.52 |
10.50 |
9.50 |
In case of encashment before maturity, profit will be earned at the rate mentioned in the above table and if the excess amount is paid, the remaining principal amount will be deducted from the principal amount and adjusted.
Tax at source: 5% on total investment up to Tk 5,00,000/- (Five Lakhs) in 5-year Bangladesh Savings Paper, 3-monthly Profit Based Savings Paper and Family Savings Paper at the rate of 10% on the profit on investment above that Tax is deducted at source.
Who can buy: (a) Any Bangladeshi woman aged 18 (eighteen) and above, (b) any Bangladeshi physically challenged (male and female) and (c) Any Bangladeshi (male and female) citizen of 65 (sixty five) and above.
Upper limit of purchase: Maximum 45 (forty five) lakhs in single name.
Other benefits:
(a) Profit payable on monthly basis.
(b) Nominees can be appointed / changed and canceled.
(c) After the death of the purchaser of the savings bond, the nominee can immediately withdraw the money by encashing the savings bond or withdraw the profit as usual month to month till maturity.
Note: A maximum of Tk 50 Lakhs in single name or a maximum of Tk 1 Crore in joint names can be invested in 5 (five) year Bangladesh Savings, 3-month profit based savings and family savings.
Note: A maximum of Tk 50 Lakhs in single name or a maximum of Tk 1 Crore in joint names can be invested in 5 (five) year Bangladesh Savings, 3-month profit based savings and family savings
serial no |
Name of savings scheme |
Term (if passed) |
prevailing rate of profit |
Cumulative investment amount in all the savings schemes mentioned in steps 1-9: |
||
15,00,000 up to Rs |
30,00,000 from Rs.15,00,001 |
30,00,001 and above |
||||
Rescheduled Profit Rate (%) |
||||||
01 |
Pensioner Savings Certificate |
At the end of the 1st year |
9.70% |
9.70 |
8.87 |
8.04 |
At the end of the 2nd year |
10.15% |
10.15 | 9.28 | 8.42 | ||
At the end of the 3rd year |
10.65% |
10.65 | 9.74 | 8.43 | ||
In the 4th year |
11.20% |
11.20 | 10.24 | 9.29 | ||
At the end of the 5th year |
11.76% |
11.76 | 10.25 | 9.75 |
(c) 5-Year Bangladesh Savings Paper (5-Year Tenure)
5-Year Bangladesh Savings Paper (Introduction: 1977 AD)
Price: 10 taka; 50 rupees; 100 rupees; 500 taka; 1,000 rupees; 5,000 rupees; 10,000 rupees; 25,000 rupees; 50,000 rupees; 1,00,000/- 5,00,000/- 10,00,000/- 25,00,000/-
serial no |
Name of savings scheme |
Term (if passed) |
prevailing rate of profit |
Cumulative investment amount in all the savings schemes mentioned in steps 1-9: |
||
15,00,000 up to Rs |
30,00,000 from Rs.15,00,001 |
30,00,001 and above |
||||
Rescheduled Profit Rate (%) |
||||||
01 |
5-Year Bangladesh Savings Paper |
At the end of the 1st year |
9.35% |
9.35 | 8.54 | 7.71 |
At the end of the 2nd year |
9.80% |
9.80 |
8.95 |
8.08 |
||
At the end of the 3rd year |
10.25% |
10.25 |
9.36 |
8.45 |
||
In the 4th year |
10.75% |
10.75 |
9.82 |
8.86 |
||
At the end of the 5th year |
11.28% |
11.28 |
10.30 |
9.30 |
(d) 3-Monthly Profit Based Savings Certificate (3-Year Tenure)
Quarterly Profit Based Savings Certificate (Introduction: 2004 AD)
Value: Tk 1,00,000; 2,00,000/- 5,00,000 and Rs.10,00,000.
serial no |
Name of savings scheme |
Term (if passed) |
prevailing rate of profit |
Cumulative investment amount in all the savings schemes mentioned in steps 1-9: |
||
15,00,000 up to Rs |
30,00,000 from Rs.15,00,001 |
30,00,001 and above |
||||
Rescheduled Profit Rate (%) |
||||||
02 |
3-Monthly Profit Based Savings Certificate |
At the end of the 1st year |
10.০০% |
10.০০ |
9.06 |
8.15 |
At the end of the 2nd year |
10.50% |
10.50 |
9.51 |
8.56 |
||
At the end of the 3rd year |
11.04% |
11.04 |
10.০০ |
9.০০ |
(e) Bangladesh Prize Bond: (Rs. 100 face value)
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Planning and Implementation: Cabinet Division, A2I, BCC, DoICT and BASIS